XRP is a cryptographically-secured digital asset, native to the XRP Ledger (XRPL). The code that runs the XRP Ledger is open source and available to everyone under the permissive ISC license.
XRP was built for enterprise use. It settles transactions in 4-5 seconds, uses minimal energy, scales on-chain, and has transaction fees that are nearly free.
Since 2012, the XRPL has experienced 99.999% uptime, successfully closing over 45 million ledgers. The network is decentralized, with over 1,000 independent nodes running globally. At the time of this writing, XRP is the 3rd largest cryptocurrency in terms of market capitalization.